The holidays and vacation days are over, and the dreaded January is finally here!
If you are a parent, your kids are reporting back to school and the budget could be making little sense to your account. On the other hand, you could be returning to work on an extremely tight budget that is making life a hard task.
Fortunately, all hope is not lost as Co-operative Bank of Kenya is with you this month that has gained the monicker Njaanuary (mostly to depict financial scarcity).
Here is what Co-operative Bank is doing for you to ensure January is not all grim.
1. Get a Loan on Your Mobile Phone
Co-operative Bank of Kenya is offering quick loans through its mobile banking platform MCo-op Cash. The loans require no paperwork at all and you can get upto Sh200,000 at an interest rate as low as 1.16 percent.
2. Pay Using MCo-op Cash
An easy way to save up money as you pay your children's school fees this month is paying using MCo-op Cash.
With this amazing feature, payment is absolutely free as you send to another MCo-op cash account.
3. Do Shopping Using Co-op Visa Card
January also comes with a lot of shopping especially for your kids as they go back to school and your house shopping since the holiday celebration ate up everything.
Enjoy shopping using Co-op via card at no extra charge at all!
4. Get Rewards this January
Kenyans are always enthusiastic about freebies and rewards. From discounted items in supermarkets to cut down prices in other stores - there is nothing that could make this month better.
Co-op Bank has you covered in its newest offer which now gives you the opportunity to walk away with incredible prizes including phones, tablets, laptops, shopping vouchers among others.
Use MCo-op cash, Co-op Visa Card & Credit card and Kwa Jirani Agent to pay school fees or to do shopping this back to school season and get rewarded!
So there you have it! Information is definitely power and what a way to cut on your constricted budget.
