A bodaboda rider in Eldoret resorted to burying his motorcycle in his compound after reporting it missing to the company that sold it to him on credit for unknown reasons.
In a video circulating online, officials from the company and police officers recovered the motorcycle from the man's compound after launching a search.
Bodaboda credit companies have a search-and-find system for locating lost motorcycles, which has been criticised by Kenyans for possible misuse.
Some users have claimed that the companies use the trackers fitted in the bikes to locate and steal them after clearing the loans.
In a video seen by Kenyans.co.ke, several men in reflector jackets were seen digging out bikes all covered in mud.
"He has buried something here, bring it up and what number plate is this? Good job, detective the bike has been recovered," one of the men stated.
The incident has sparked debate among a section of Kenyans who questioned why the lenders in the past have been unable to locate bikes that were reported stolen after the owners finished repaying the loans.
"This seems like an inside job, how come they can not trace the genuine cases that are reported by riders across the country," one questioned.
Others have claimed that the companies are preying on innocent young men who were seeking to make an honest living in the transport business.
The lenders have been on the spot with Kenyans ganging up on them for handing out loans to riders at high interest and stealing the bike once the loan is fully paid, claims which have not been proven.
Some motorists repay the loan for up to 390 days and end up paying almost double the price only to lose their bikes after repaying the loan.
Activist Boniface Mwangi and Kileleshwa MCA Robert Alai have in numerous cases called upon the DCI to investigate the numerous cases reported by innocent Kenyans who are left broke.
