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As 2022 KCSE students pursue government funding through the newly introduced university funding model, parents and other stakeholders are still unsure whether to embrace the programme inaugurated on Monday, July 31 fully.

The Ministry of Education, led by CS Ezekiel Machogu, on Thursday, August 11, offered clarity on the new model and explained its differences from the old funding programme in an effort to calm the dissenting voices. 

Here is a list of the 14 most asked questions about the model and the corresponding responses. 

Education Cabinet Secretary Ezekiel Machogu speaking on Wednesday, April 26, 2023.

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Ministry of Education

1. What is the purpose of the new Higher Education Government Student Scholarship?  

The scholarship aims to support students across tertiary institutions with their education based on fees charged in school and their financial background.

2. Who qualifies for the scholarship?  

The scholarship is only offered to Kenyan students who sat for their KCSE examinations in 2022. The students must also be placed at the Kenya Universities and Colleges Central Placement Service (KUCCPS).

3. Can a student apply for a loan (HELB) and scholarship in the same year? 

A vulnerable student will qualify for an 82 per cent scholarship and an 18 per cent loan for the cost of the programme.

An extremely needy learner will get a 70 per cent scholarship and a 30 per cent loan for the cost of the course.

A needy learner will get a 53 per cent scholarship, a 40 per cent loan and a 7 per cent household of the cost of the programme.

A less needy learner will get a 38 per cent scholarship, a 55 per cent loan and a 7 per cent family of the cost of the course.

4. Can students below 18 years apply for the scholarship?

Minors placed in any institution by KUCCPS can apply for a scholarship. Once the individuals reach 18, they will be required to update their profiles to continue benefiting from the government scholarship and loan.

5. Is it a must for a student to apply for the Higher Education Government Student Scholarship? 

No, it is not mandatory.

6.  What steps must one follow when applying for a Government Student Scholarship?

To apply for a scholarship, visit www.hef.co.ke. The documentation required includes academic records, personal details, student's residential and educational background.

"Ensure you have the necessary documents available, including the “Consent to Collect Personal Data” form," read the statement in part.

7. Are the scholarships based on financial need, merit or both?

Apart from financial needs, the scholarship is also based on academic merit.

8. Is the application for the Government Student Scholarship a one-off for a learner throughout the degree?

Beneficiaries have to apply through the funding website every year academic year.

9.  What happens if one receives less than the scholarship award applied for? 

An individual may appeal or request a review of the scholarship if they are not satisfied with the amount awarded. Those who miss out on the scholarship can also appeal.

KUCCPS CEO Agnes Mercy Wahome speaks during a career guidance forum held at Kangaru School in Embu County on July 15, 2023.

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KUCCPS

10. Can a foreigner apply and receive the Government Student Scholarship?

The scholarship is only restricted to Kenyans.

11. How can a student use the Government Student Scholarship fund? 

The fund takes care of the tuition fees and is directly disbursed directly to the university or college.

12. Can the Government Student Scholarship affect other forms of financial assistance to the learner? 

If a student is fully funded by another agency, individual or institution, they cannot qualify for the scholarship since it will lead to overfunding. Students will be required fully disclose the agencies sponsoring them and the amounts applicable.

Non-disclosure may lead to withdrawal or cancellation of the scholarship.

13. Are there any requirements or responsibilities for Student Government Scholarship recipients?

Students are required to complete their studies within the stipulated time. The scholarship will not cater for any extended study duration cost.

14. Will a student need a guarantor to be eligible for the Government Scholarship? 

No guarantors are needed.

Universities Fund Chief Executive Geoffrey Monari has revealed that the government will rely on data from other State agencies to qualify students for scholarships and loans.

Speaking during an interview on Wednesday, Monari highlighted that the allocation of funds to each student, along with their respective categorisation, will be determined based on key factors such as tax data, health insurance, and retirement contributions. 

He emphasised that the decision-making process will heavily rely on information sourced from the Kenya Revenue Authority (KRA) and the National Health Insurance Fund (NHIF) to accurately assess family incomes.

"For example if you are paying Ksh1,700 for NHIF it means you are at a certain income bracket or if we go to KRA and look at your returns, it means you are at a certain income bracket," Monari stated.

A collage of the entrance to Kenyatta University (left), Moi University (centre), and Egerton University (right)

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Kenyatta University / Moi University

While data will be crucial in determining households' income brackets, Monari explained that making a more informed decision will require careful consideration of the information provided in applications. 

The applications will contain details about students' backgrounds and family income, among other factors.

Some experts have raised concerns about the potential consequences of the new funding model. They argue that, given the current economic environment, education could become expensive, making it unaffordable for many families. 

Additionally, questions have been raised about how the government will assess the vulnerability of applicants, especially considering that a significant number of Kenyans work in the informal sector.

"The new model of funding higher education is a backdoor way to end education subsidies just as I had foreseen," Ephraim Njenga, an economist, remarked.

"Now they will be classified as able hence liable to pay full university fees of over Ksh250,000 per year. If you have two students in the university, you will struggle even with a good salary. Only the very rich wouldn't feel the pinch."

Critics of the new system have chided the government for hurriedly implementing the changes without conducting enough public participation and experimenting without considering the consequences it will have.

"Every sane Kenyan should oppose the experimentation going on in our education sector. It doesn't matter whether you can afford the shenanigans or not," Njenga warned.

NHIF building in Nairobi.

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SOKO DIRECTORY

Civil servants are set to receive slightly adjusted payslips after the government announced a 7-10 per cent increase in net salaries, with the government set to backdate both the new monthly pay as well as taxes introduced in the Finance Act, 2023. 

It, therefore, means that civil servants will have to pay the new taxes on their newly increased salaries for the months of July and August 2023, even though the taxes were not in effect at that time.

This backdating of new salaries and taxes is likely to have a significant impact on the take-home pay of civil servants. 

For example, going forward, a civil servant who earns a monthly salary of Ksh100,000 will pay between Ksh880 to Ksh2,400 in NSSF contributions and Ksh1,500 in Housing Levy. 

A photo of teachers at a Kenya Secondary Schools Heads Conference in Mombasa in April 2022.

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TSC

"Teachers under the Teachers Service Commission (TSC) have medical cover, in lieu of medical allowances, superior to NHIF but also pay a compulsory contribution to NHIF, which most don't use.

"The same teachers make compulsory contributions to the state pension scheme for their pension and must also pay NSSF deductions," an Economist, Tony Gitonga observed.

This will reduce their net pay by at least Ksh3,750 per month, hence it is possible that the new taxes will lead to increased dissatisfaction among civil servants.

However, the same civil servants have also received a 10 per cent increase in salaries, which means that an employee earning Ksh100,000 will receive an extra Ksh10,000 per month. 

A section of civil servants have already expressed their displeasure with new taxes, arguing that it is unfair to make them pay taxes for months when the taxes were not in effect. They also argue that the new taxes will make it difficult for them to make ends meet.

However, the government has defended the backdating of the taxes, noting that it is necessary to ensure that everyone pays their fair share of taxes. 

The government has also stated that it will use the additional revenue from the taxes to fund important development projects.

New Civil Servants Payslip Outlook

The Teachers Service Commission (TSC) CEO Nancy Macharia at a past event

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TSC

1. Teachers' Payslip

A report released by the Kenya National Bureau of Statistics (KNBS) in May 2022, revealed that the average monthly salary of teachers is Ksh61,843.

With an average Gross Salary of Ksh61,843, a teacher employed by the Teachers Service Commission (TSC) is subject to a Pay as You Earn (PAYE) deduction of Ksh10,417.25.

PAYE applies to individuals with a monthly employment income of Ksh24,000 and higher. This obligation extends to both residents and non-residents engaged in gainful employment, as well as any entity disbursing emoluments to its employees.

"As an employer, you are required to deduct PAYE from your employee's salaries and wages at the prevailing rates and remit the same to KRA on or before the 9th of the following month," the tax authority warned.

Likewise, the teacher will be required to contribute Ksh360.00 to the National Social Security Fund (NSSF Tier I) and Ksh720.00 to NSSF Tier II. 

The teacher will also remit Ksh1,300.00 to the National Health Insurance Fund (NHIF), along with a 1.5 per cent Housing Levy amounting to Ksh928, based on the overall earnings.

As a result, the total deductions will amount to Ksh13,725.25, which means that the net pay for a teacher with a gross salary of Ksh61,843 will be Ksh48,117.75.

At the same time, the taxable pay will be pegged at Ksh60,763.00 since allowable deductions are rated at Ksh1,080.

Kenya Medical Practitioners, Pharmacists and Dentists Union (KMPDU) Secretary-General Dr Davji Bhinji Atella (Centre) flanked by other union members on October 15, 2022.

Photo/KMPDU

2. Doctors

According to KNBS data, the average monthly salary of government workers in the health sector, who include doctors and nurses is Ksh155,377.

Based on a gross salary of Ksh155,377.00, a medical officer will have various deductions, including Ksh38,417.45 for PAYE, Ksh720.00 for NSSF Tier I, Ksh1,700.00 for NSSF Tier II, and Ksh2,331.00 for Housing Levy. 

These deductions total Ksh43,528.45, resulting in a net pay of Ksh111,848.55. The calculations are based on a taxable pay of Ksh154,297.00 and an allowable deduction rate of Ksh1,080.00.

3. Police Officers

President William Ruto inspecting a GSU pass out parade on January 12, 2023.

PCS

Similarly, data shared by the statistics office shows that the average monthly salary of civil servants in public administration including police officers is Ksh56,041.

Consequently, a police officer receiving a Gross Salary of Ksh56,041 will see deductions amounting to Ksh11,812.65. These deductions comprise Ksh8,691.65 for PAYE, Ksh360.00 for NSSF (Tier I), Ksh720.00 for NSSF (Tier II), Ksh1,200.00 for NHIF contributions, and Ksh841.00 for Housing Levy. 

Following these deductions, the officer's net pay will be Ksh44,228.35. This computation is based on a permissible deduction rate of Ksh1,080.00 and a taxable pay of Ksh54,961.00.

President William Ruto inspects a Guard of Honour during Madaraka Day Celebration in Embu on Thursday, June 1, 2023.

PCS

The Cabinet has approved the proposal to split the National Oil Corporation of Kenya (NOCK) into three subsidiaries as the government moves to restructure the ailing parastatal.

Under the proposed turnaround strategy, NOCK will be split into NOC Upstream Limited, NOC Downstream Limited, and NOC Trading Limited. 

National Oil is a state-controlled company that deals in both upstream and downstream oil business which the government now wants to change. 

“Under the proposed turnaround strategy, NOCK will benefit from a partnership that restructures it into three subsidiaries segmented around the petroleum products value-chain,” a dispatch sent to the newsroom noted. 

National Oil Corporation of Kenya (NOCK) Petrol Station.

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National Oil Corporation of Kenya (NOCK)

The oil distributor has been making losses, with numerous efforts to privatize the company failing.  

"These subsidiaries include NOC Upstream Limited, focused on exploration and upstream production activities and services, NOC Downstream Limited, focused on marketing and distribution of petroleum products," Cabinet noted.

"There will also be a NOC Trading Limited, specialising in holding strategic stocks of petroleum products for import and export." 

The oil marketer controls only 1.5 per cent of the market share, in an environment controlled by private and listed companies. 

In 2017, a plan to list the company at the Nairobi Securities Exchange (NSE) to raise Ksh100 billion to buy back rights in the Turkana oil project failed. 

Multiple attempts to sell a stake in the company or restructure the company has not materialised, with the company sinking deeper into losses. 

The government has remained non-committal about the initial plans to list the company and subsequent plans to list at the London Stock Exchange. 

The loss-making parastatal was incorporated in 1981 to secure the government's interest in the oil business. 

Oil exploration project at South Lokichar basin project on September 2021.

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Africa Oil Corp

The Higher Education Loans Board (HELB) CEO Charles Ringera now says that students seeking funding from the institution will sit for a test before submitting their application. 

Speaking on a Twitter space held by Kenyans.co.ke on Monday, August 7, Ringera explained that the test aims to enlighten students on the terms and conditions of the funding.

HELB will also use the assessment to score students into various categories, determining the amount of money allocated for scholarships and loans.

Students are required to score at least 80 per cent on the test before submitting their application.

A photo of the University of Nairobi (UoN) towers in Nairobi County.

Kenyans.co.ke

"The test aims to create an awareness that this is a loan and scholarship and details the payments you will have to make depending on the classification that you are in," Ringera, a banker by profession, stated. 

Further, he maintained that continuing students will also have to sit the test despite being funded under the old model.

Why Sit the Test

Ringera highlighted instances where students struggled to comprehend loan terms, highlighting situations where applicants questioned the rationale behind HELB offering a one-year grace period for loan repayment.  

The HELB CEO elaborated that the intention behind the one-year grace period was to assist students in transitioning and establishing themselves after graduation.

"These are the conditions of the loan. If you don't pay for the loans, your siblings behind you will not access the loans. 33 per cent of our budget comes from loan repayments," Ringera, a former Central Bank of Kenya regulator, explained. 

"If we relax the model more Kenyans will lack the funding like last year because we ran out of budget," he added.

Therefore, he encouraged Kenyans to fulfil their obligations, highlighting that applicants had the option to repay their loans in instalments, starting from Ksh500 gradually.

Ringera further urged Kenyans to embrace the informal sector that also offers employment opportunities for individuals post-graduation. 

File photo of students lining up to submit their HELB details at Anniversary Towers in Nairobi County.

HELB

Kenya Transporters Association (KTA) has accused a section of private companies of operating a syndicate aimed at extorting unsuspecting drivers operating heavy commercial vehicles.

In a statement issued on Saturday, August 5, the association revealed that some private groupings illegally overloaded trucks beyond the axle weight limits under the pretence of carrying construction materials.

According to KTA, trucks are issued permits while passing through the weighbridge - which the association suspects is a local arrangement between Kenya National Highways Authority (KeNHA) officials and private groups.

"The explanation that allowing non-compliance somehow leads to compliance is not logical and does not make sense. The road axle load limits should apply equally to all road users," the statement released by Newton Wang'oo, KTA chairperson, read in part.

A truck passes through the Gilgil weighbridge on September 9, 2022.

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KNA

Wang'oo further alleged that private groups demand large sums of money from transporters to allow them to register with their associations and gain permission to overload their vehicles. 

"We can only speculate that the officials allowing the overloading must be benefitting from the same. Our members are asking KTA to join those private groups and gain permission to overload since this gives overloaded trucks a competitive advantage," the chair emphasised. 

"This will obviously cause additional damage to our roads and infrastructure," he added. 

KeNHA, he alleged, declined to address the matter despite contacting the management for five months. 

He thus appealed to President William Ruto and Transport Cabinet Secretary Kipchumba Murkomen to intervene in the matter and ensure all drivers adhere to the law. 

"Anyone found overloading should be required to offload the excess load and pay fines," Wang'oo stated.

Axle Limits

The axle limits are divided into categories based on the axle group. For instance, a two-axle vehicle (cars or light trucks) should have a maximum weight of 18,000 kg, while a three-axle vehicle ( heavy trucks and semi-trailers) should not exceed 26,000 kg.

The East African Community Vehicle Load Control (Enforcement Measures), Regulations 2018 caps the maximum penalty for contravening the law to Ksh46 million, up from a minimum of Ksh33,168.

A truck drives on a mobile dynamic axle weighing system laid flat on the road.

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Avery Weigh-Tronix

The government will charge employers a two per cent penalty should they fail to remit the Affordable Housing Levy (AHL), which was backdated after the Court of Appeal lifted conservatory orders issued against the implementation of the Finance Act 2023. 

Kenya Revenue Authority (KRA), in a notice published on Friday, August 4, explained that the employers had an obligation to remit the 1.5 per cent Housing Levy deduction by the ninth of every month.

Employers will also pay their 1.5 per cent contributions within the same period, thus remitting 3 per cent in total. 

Thus, KRA expects employers to remit July and August 2023 deductions by September 9 or risk a two per cent penalty of the unpaid funds. 

Lands CS Zachariah Njeru appearing before Senate Standing Committee on Saturday, May 20, 2023.

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Ministry of Lands

"An employer who fails to comply with the law shall be liable to payment of a penalty equivalent to two per cent of the unpaid funds for every month if the same remains unpaid," read the notice in part.

For instance, if an employer was to remit Ksh200,000 in total for the month's contributions and fail, they will pay Ksh4,000 in penalties.

Monthly AHL deductions will be remitted to the government through KRA agent banks or mobile money.

It was also clarified that all employers are required to declare the AHL under sheet "M" of the PAYE return on iTax and generate a payment slip under the tax head agency revenue.

KRA's statement came a day after the Ministry of Lands and Housing backdated the Housing Fund enshrined in the Finance Act 2023.

As a result, employees will be cut more than the August salaries. For instance, ordinarily, a Kenyan earning Ksh20,000 was to pay Ksh300. However, with the backdating, Ksh600 will be deducted from the August pay.

Employees also face further deductions after other elements of the Finance Act, including increased PAYE for those earning above Ksh500,000, were backdated.

In the new directive, Those earning above Ksh500,000 to Ksh800,000 will pay 32.5 per cent of their salary for PAYE.  

Those receiving over Ksh800,000 in salaries will pay 35 per cent.

However, the Law Society of Kenya (LSK) filed an appeal against the Finance Act 2023 at the Court of Appeal on Friday, August 4, seeking to block the government from collecting the new taxes. 

LSK argued that the new taxes were unconstitutional and enacted when Kenyans are grappling with a high cost of living.

Housing units at the Bondeni Affordable Housing Project in Nakuru County on Monday, February 13, 2023

PCS

Social media users have been urged to desist from sharing terrorism videos and infographic content as the government enhances its fight against the extremist group Al-Shabaab, which has claimed to be behind various attacks on Kenyan soil. 

On Wednesday, August 2, Interior Cabinet Secretary, Kithure Kindiki, stated that government forces neutralised over 60 militia allied with the extremist group after they launched an attack which claimed the life of the wife of a Member of the County Assembly. 

"I am happy to report that despite the few evil successes by terrorists, we have neutralized thousands of threats. Many have not been reported because of the nature of the armed," Kindiki stated while appearing before Parliament. 

Speaking to Kenyans.co.ke, Security Analyst, Abdiwahab Abdisamad explained that Al-Shabaab shifted to psychological warfare to counter the government machinery by recording their attacks to cause fear and panic. 

Officers on duty at a police station in Kenya in a photo dated 2020

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NPS

"Al Shabaab are no longer a ragtag militia anymore. They have sophisticated weapons," Abdiwahab Abdisamad, a security analyst, explained.

Oblivious to many social media users in Kenya, Sections of the Prevention of Terrorism Act (POTA), the National Security Act and the Electronic Transactions Act prohibit sharing of materials that spread fear or promote terrorism.

These Laws spell out penalties, including imprisonment of up to 20 years and fines or both.

Section 6(1) of the Prevention of Terrorism Act (POTA) prohibits publishing material promoting terrorism. This includes videos and photos of terrorist attacks and propaganda materials produced by militias. 

"A person who knowingly supports or solicits support for the commission of a terrorist act by any person or terrorist group commits an offence and is liable, on conviction, to imprisonment for a term not exceeding twenty years," the law reads in parts.

As originally enacted in 2002, the Prevention of Terrorism Act (POTA) also prohibits the publication of any material that encourages or glorifies terrorism. Persons guilty of publishing terrorism videos or photos risk sentences of up to 20 years or a fine of up to Ksh1 million.

In 2012, the POTA was amended to include a provision that specifically prohibits the publication of images of dead or injured persons resulting from a terrorist act. This provision was introduced in response to the increasing number of videos and photos of terrorist attacks that were circulated online.

Prevention of Terrorism Act (POTA), however, does not prohibit publishing material for education or research.

However, the exceptions to the prohibition are narrowly defined, and it is important to seek legal advice before publishing any material that could be construed as promoting terrorism.

KDF soldiers during a patrol in Kotile town on the Garissa-Lamu-Somalia border, as part of the Linda Boni operation aimed at flushing out Al-Shabaab terrorists on August 20, 2020.

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KDF Kenya

"There are a number of reasons why sharing Al-Shabaab videos is a crime in Kenya. First, these videos can inspire others to commit acts of terrorism.

"When people see videos of Al-Shabaab attacks, it can make them more likely to commit acts of terrorism themselves. This is because the videos can normalize violence and make it seem like a legitimate way to achieve political or religious goals," Abdisamad stated.

The Security Analyst also warned that you may unconsciously assist Al-Shabaab in recruiting new members by sharing its videos. 

"Third, sharing Al-Shabaab videos can damage Kenya's reputation. This is because it can make people think that Kenya is dangerous and unsafe for conducting business," Abdisamad explained.

Sharing of obscene materials is also a violation of the National Security Act. Section 2(1) of the National Security Act prohibits any act that endangers the security of the State. This includes sharing materials that terrorists could use to plan or carry out attacks.

Similarly, the publication of violent materials does offend and violate the Electronic Transactions Act that regulates electronic transactions in Kenya.

Section 28(1) of the Electronic Transactions Act prohibits the publication of any obscene, indecent, or offensive material. This includes videos and photos of terrorist attacks, which could be considered obscene or offensive.

The Kenya Bankers Association (KBA) on Wednesday, August 2, revealed that Kenyan traders are increasingly using the Chinese Yuan instead of the Dollar to settle payments when making purchases. 

Habil Olaka, CEO of KBA in an interview with Xinhua revealed that one of the main reasons for the shift was because of rising Sino-Kenyan trade ties.

With many Chinese projects in the country, KBA noted that Yuan was emerging as an alternative currency to the US dollar in settling financial transactions involving trade between Kenya and China.

"What tends to happen between two countries trading, is that they use a currency that is readily available in their countries," Olaka explained.

A photo of a bank teller holding a US dollar and Ksh1000 notes.

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Kenyan wholesalers and retailers also get their merchandise from the second-largest economy in the world, making the Yuan a favourable settlement currency. 

The KBA CEO made the revelations when he was leading the launch of the 2022 Kenyan Banking Sector Total Tax Contribution study by KBA.

As the country continues to grapple with dollar scarcity, Olaka revealed that most local commercial banks had a yuan trading facility that made the Chinese currency readily available.

With trade between Beijing and Nairobi continuing to grow, KBA explained that many traders were finding the yuan as the appropriate currency for trade.

In the past, many traders were using the dollar but using the Yuan, significantly reduces transaction costs since it eliminates the need for multiple conversion of currencies.

To emphasise the rising popularity of the Chinese yuan, KBA noted that the majority of banks in Kenya had opened Chinese desks.

“This is in order to serve the growing Chinese business community in the East African country,” Olaka was quoted by Xinhua.

The popularity of the Chinese yuan started gaining pace in 2016, when former President Uhuru Kenyatta's administration revealed it would start borrowing directly in the Chinese Yuan and other foreign currencies to reduce reliance on the dollar.

At the time, the Treasury revealed that loans from China were received in yuan, the Ministry then had to wire the money through a bank that sells it in dollars and does a similar conversion when making payments, incurring currency losses.

The yuan is projected to continue gaining popularity over the dollar as China continues to be the country’s biggest trading partner.

According to research done by Carnegie in 2022, China accounts for 16 per cent of Kenya’s total trade volume far ahead of the European Union (14 per cent), and the United States (4.5 per cent).

“In 2021, China was Kenya's main import partner. Imports from China amounted to roughly Ksh441.4 billion,” Statista further revealed how China was becoming the country of choice for Kenyan traders.

Traders transacting with China usually import electrical machinery, spare parts, railway and trainway locomotives, iron and steel, and vehicles.

President William Ruto meets Liu Yuxi, Beijing’s special representative on African affairs, in Nairobi on Monday, September 12, 2022.

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South China Morning Post

Education Cabinet Secretary Ezekiel Machogu on Monday, July 31 unveiled the new university funding model as directed by President William Ruto.

Machogu launched the Higher Education Financing Portal that will allow university and TVET students to access funding from the government.

"Since the presidential directive on May 3, 2023, on the roll-out of the new funding model, the government has developed and completed the Higher Education Financing portal to receive applications for scholarships, bursaries, and loans for university and TVET students," the CS stated.

It is a new way of providing financial support to students enrolled in Universities & TVET institutions to ensure every Kenyan student is assisted according to their level of need.

President William Ruto (center) and Education CS Ezekiel Machogu during a visit to the Kisii National Polytechnic Digital Empowerment Centre on March 23, 2023.

PCS

The CS further explained that all continuing students under the Higher Education Loans Board (HELB) will not be affected by the new funding model.

“For the first time, students whose households are at the bottom of the pyramid shall enjoy equal opportunities in accessing university and TVET education. Out of the 2022 KCSE graduates, over 45,000 university students and 42,000 TVET students categorised as vulnerable and extremely needy, will be fully funded under the Government Scholarships and Loans," he added.

In May, Ruto explained that the new model does not increase university fees adding that the government shall increase the funds allocated to learning institutions.

The president added that the new model will categorise the students into three, the vulnerable, the less vulnerable, and the able to receive funding.

"Universities and TVETS will no longer receive block funding in the form of capitation based on a differentiated unit cost," Ruto added.

How to Apply
Students can access the platform through hef.co.ke to enjoy the various services offered.

"Students who require funding must make formal application through the Higher Education Financing portal, accessible at www.hef.co.ke," Machogu stated.

The platform has consolidated various services about education for students in higher institutions of learning.

Once on the platform, you will notice the various services on the dashboard and the account log-in and student registration tabs.

The platform is for applications for loans by new students who are joining the university or college in September 2023. 

Users can then fill in their details including education qualifications, bio details such as ID number and secondary school index number, and addresses. 

All these details will be required under the Student Registration tab.

A photo of university students during a graduation ceremony in Kenya

Photo

Daniel Wesangula